Across Indiana, fertility clinics differ in laboratory standards, clinical protocols, and experience coordinating third-party options like gestational surrogacy.

This guide uses official reporting data from the Society for Assisted Reproductive Technology (SART) and the Centers for Disease Control and Prevention (CDC) to help you compare the best fertility clinics in Indiana by birth success rates, treatment costs and key services.

Planning to combine IVF with gestational surrogacy? Explore our step-by-step overview of the 5 steps to the surrogacy process or connect with one of our specialists to learn more about what’s next in your surrogacy journey.

Fertility Clinics in Indiana

Indiana is home to established, nationally accredited reproductive endocrinology practices that serve intended parents in Indianapolis, Carmel, Newburgh, and surrounding communities across the Midwest.

• Midwest Fertility Specialists (Carmel / Indianapolis)
• Indiana Fertility Institute (Carmel / Indianapolis)
• Boston IVF at The Women’s Hospital (Newburgh)

The clinics featured in this guide are SART member clinics with laboratory accreditation through the College of American Pathologists (CAP) or The Joint Commission. Unless otherwise noted, success rate data is based on SART’s clinic reporting data.

Midwest Fertility Specialists

• Location: Carmel, IN
• Phone: (317) 571-1637
• Website: midwestfertility.com
• Services Offered: IVF, ICSI, Egg freezing, Donor eggs, Donor embryos, PGT-A / PGT-M, Fertility preservation, Male factor care.

Success Rates of Frozen Embryo Transfers by Age: With PGT-A

Age	<35	35-37	38-40	>40
Clinic Success (Live Birth Per SET)	63.8%	57.2%	51.5%	40.2%

Success Rates of Frozen Embryo Transfers by Age: Without PGT-A

Age	<35	35-37	38-40	>40
Clinic Success (Live Birth Per SET)	47.5%	31.0%	29.5%	11.8%

Indiana Fertility Institute

• Location: Carmel / Indianapolis, IN
• Phone: (317) 497-6300
• Website: indianafertility.com
• Services Offered: IVF, ICSI, Egg freezing, Donor eggs, Donor embryos, PGT-A / PGT-M, Fertility preservation, Ovulation induction.

Success Rates of Frozen Embryo Transfers by Age: With PGT-A

Age	<35	35-37	38-40	>40
Clinic Success (Live Birth Per SET)	61.2%	55.4%	48.9%	37.0%

Success Rates of Frozen Embryo Transfers by Age: Without PGT-A

Age	<35	35-37	38-40	>40
Clinic Success (Live Birth Per SET)	45.1%	29.8%	25.0%	10.5%

Boston IVF at The Women’s Hospital

• Location: Newburgh, IN
• Phone: (812) 842-4530
• Website: bostonivf.com
• Services Offered: IVF, ICSI, Egg freezing, Donor eggs, Donor embryos, PGT-A / PGT-M, Fertility preservation, LGBTQ+ family building.

Success Rates of Frozen Embryo Transfers by Age: With PGT-A

Age	<35	35-37	38-40	>40
Clinic Success (Live Birth Per SET)	62.5%	56.0%	50.1%	38.5%

Success Rates of Frozen Embryo Transfers by Age: Without PGT-A

Age	<35	35-37	38-40	>40
Clinic Success (Live Birth Per SET)	46.8%	30.5%	26.2%	11.0%

How to Compare Fertility Clinic Success Rates

When analyzing fertility statistics, focusing on the live birth rate per single embryo transfer (SET) gives you the most reliable picture of clinical quality. This figure reflects actual deliveries rather than initial positive pregnancy tests.

As you evaluate national data tables, keep these contextual factors in mind:

• Patient Diagnosis Complexity: Clinics that frequently manage recurrent pregnancy loss or severe reproductive challenges may show lower baseline statistics despite world-class embryology standards.
• Annual Procedure Volume: High-volume medical centers perform hundreds of transfers each year, generating reliable statistical trends.
• Role of Genetic Testing: Utilizing PGT-A to verify chromosomal health prior to transfer raises live birth outcomes across all age groups compared to unbiopsied transfers.

Pairing clinic metrics with your doctor’s diagnostic insights helps set realistic expectations for your care.

Understanding the IVF Process

Before any embryo transfer takes place for an intended parent or a gestational surrogate, patients complete several foundational steps through their fertility practice:

1. Initial Diagnostic Testing: Comprehensive blood work, pelvic imaging, and semen evaluations to establish a baseline treatment protocol.
2. Ovarian Stimulation: Administering daily hormonal medications over 10 to 14 days to mature multiple eggs simultaneously.
3. Egg Retrieval: A quick outpatient procedure performed under conscious sedation to collect mature oocytes.
4. Fertilization & Lab Culture: Eggs are fertilized using conventional insemination or ICSI, then cultured for 5 to 6 days until reaching the blastocyst stage.
5. Preimplantation Genetic Screening (PGT-A): Biopsying blastocyst cells to verify chromosomal health before cryopreservation.
6. Embryo Freezing: Vitrifying (flash-freezing) high-grade embryos for future transfer attempts or gestational carrier coordination.

If you are considering surrogacy after earlier transfer attempts did not result in a pregnancy, read our guide on surrogacy after failed IVF to see how past diagnostic findings inform your next steps.

Average IVF Costs in Indiana

In Indiana, a single standard IVF cycle using an intended parent’s own eggs typically ranges between $13,500 and $21,000, excluding prescription fertility medications.

Key expenses generally break down as follows:

• Retrieval & Laboratory Procedure Fees: $8,000 – $12,500
• Ovarian Stimulation Medications: $3,000 – $6,000
• Preimplantation Genetic Testing (PGT-A): $2,500 – $4,500
• Embryo Storage (Annual Fee): $800 – $1,500
• Frozen Embryo Transfer (FET): $3,200 – $4,800

Indiana Insurance Considerations

Indiana law (Ind. Code § 27-8-20) requires certain insurers to offer fertility treatment coverage as an option to employer group health plans, but it does not mandate full IVF coverage for all private commercial policies. Most intended parents in Indiana pay out of pocket for medical procedures, laboratory fees, and third-party surrogacy expenses.

Questions to Ask Before Choosing a Fertility Clinic

Bringing targeted questions to your initial consultation helps verify that a medical practice aligns with your goals:

• What is your single embryo transfer live birth rate for my age demographic?
• How many gestational carrier transfer cycles does your medical team manage each year?
• Do you have dedicated third-party coordinators to handle surrogate medical clearances?
• Are all embryology lab procedures performed at your primary facility?
• What financial options or refund packages exist if an initial transfer is unsuccessful?

How Fertility Clinics Work with Surrogacy Agencies

When intended parents build their family using a gestational carrier, the fertility clinic and surrogacy agency coordinate medical, legal, and travel steps side by side:

1. Matching with a Surrogate: Intended parents match with a pre-screened surrogate through an agency.
2. Medical Record Clearance: The fertility clinic’s medical director evaluates the surrogate’s previous pregnancy and delivery records for clinical approval.
3. In-Person Medical Evaluation: The surrogate travels directly to the intended parents’ clinic for blood work, a uterine exam, and psychological screening.
4. Legal Contracts: Reproductive attorneys finalize legal agreements while the clinic establishes the medication and transfer schedule.
5. Transfer & Early Pregnancy Monitoring: The clinic performs the transfer and monitors early blood work before transitioning the surrogate to an OB-GYN near her home around 8 to 10 weeks of pregnancy.

Note: Agency program fees cover surrogate travel, accommodations, and screening costs as part of overall journey management.

Talk With a Surrogacy Professional About Choosing the Right Fertility Clinic

Evaluating success rates, managing out-of-pocket costs, and coordinating third-party care can feel complex, but you do not have to navigate these decisions by yourself. Partnering with an experienced surrogacy team ensures your chosen fertility clinic coordinates smoothly with your surrogate match, legal timing, and family goals.